In terms of convenience of use and necessity, smartphones are the go-to devices these days. They are used by people of all ages, and at all stages in life. If you see anyone without one, it’s a small miracle. It’s not likely that you will find someone who says “no” to using a smartphone. Smartphones are here to stay, and they outsell devices such as laptops and tablets. Reports suggest that Indians typically buy phones in the range of 12,000 INR to 20,000 INR. 

Furthermore, since these mid-range phones are prized with features such as great displays and cameras, and specs that rival some higher-priced phones, Indians are happy getting affordability and performance. Available to the average Indian consumer are some of the best phones under 20000 INR. 

The Popularity of Mid-Range Smartphones

Budget and mid-range smartphones in India have only grown from strength to strength. Besides a wide range to choose from, and more supply than demand, the Indian consumer has a market that is flooded. Indian consumers are kings who can afford to choose their perfect smartphone. 

With the advent of Chinese phone manufacturers and brands successfully setting up shop in India, affordability and performance are met in equal measure, offering up deals that consumers cannot resist. Some of the best smartphones under 20,000 INR offer more bang for the consumer’s buck.

Previously, in the budget and mid-range segments of smartphones, certain specs like processors, RAM, and batteries were compromised to maintain a low price. This is no longer the case. Now, the specs are advanced and so is the design, making these phones even more appealing. 

You can get a great 6 GB RAM phone in a mid-range price segment. Before, 4 GB RAM was the staple for such phones. The smartphone with 6 GB RAM is more than sufficient for the regular smartphone user, and strikes a nice balance between 4 GB RAM and 8 GB RAM (in flagship phones).

The Mid-Range Smartphone Revolution

In India, smartphones under 20,000 INR have gained a large fan following with India’s youth, particularly in the low to middle income segments of society. India has a young population, majorly trying to uplift itself and pursuing education and/or careers. 

For this demographic, smartphones are vital. Phones under 20,000 INR which are 6GB RAM phones, open up a world of possibilities for the young and elderly alike, as their first phones. Here are our 10 top picks of the best smartphones under Rs. 20,000.

Realme Narzo 20 Pro

This is an excellent device if you want a good smartphone closer to the 15,000 INR mark. Running on a top-of-the-line MediaTek Helio processor (the G95), this phone comes loaded with 6 GB of RAM, and a screen size of 6.5 inches. It has a powerhouse of a battery at 4500mAh. The rear camera has an impressive quad configuration, with a 48MP primary camera. 

Samsung Galaxy M31

Samsung, leading from the front, has a reputation of durability and performance. This smartphone with RAM of 6 GB boasts a 64MP quad “mega camera” with ultra-high resolution. This is an all-rounder of a phone with a 6.4-inch display, operating on Android v.10 OS, and is powered by the Exynos 9611 octa-core processor.

Nokia 5.3 Android One

Offering a quad-rear camera set-up with AI imaging and 6 GB of RAM, this smartphone from Nokia is a great purchase. You get 64 GB of storage and a 6.5-inch HD display with this smartphone. The 4000mAh battery ensures uninterrupted performance, and the Snapdragon 665 chipset from Qualcomm powers this smartphone.

Redmi Note 9 Pro Max 

This is a great value-for-money buy, with 6 GB RAM and storage of 64 GB. The camera shoots precision pictures with a 64MP quad-rear camera arrangement. The latest 8nm Snapdragon 720G chipset is your pathway to a phone that’s worth every penny.

Oppo A31

This phone is as fantastic as it looks, and comes with 6 GB RAM and 128 GB storage, functioning with a reliable 4230mAh battery and a dependable MediaTek 6765 octa-core processor. The camera is yet another impressive feather in its cap.


Other fantastic phones in the same price segment are the Samsung Galaxy M21, Y20 from Vivo, Oppo A52, Cool 6 from Coolpad, and Oppo F17. 

You can now easily upgrade your old smartphone by purchasing a brand new smartphone with the Bajaj Finserv EMI Network Card, which lets you bring home your new phone without paying any cash upfront. Payment can be easily made later in no-cost EMIs, with flexible tenors from 3 to 24 months.


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